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I AM DEAD BROKE

“I Am Dead Broke”

aims to aid people reach their financial goals. Tips on how to save money, use the money you didn’t know you have, and plan for your financial future. 

Get your copy today! 

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WHY BUILD YOUR OWN BRAND NOW

Yes, you can make and build your own personal brand!

“Why Build Your Own Brand Now” 

aims into helping people start a new life with a sense of purpose by building their own brand and company as I have when I built my own in 2015. In this book, I have shared my mistakes, challenges and achievements. 

We would also discuss:

Why we should invest in ourselves

Why build our own brand

and 

How we will move forward.

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@RAF_Publishing

Raf Ramos migrated to the United States from the Philippines. When he arrived in Los Angeles and started working for a cellular phone distributor, that was the beginning of his working chapter in the USA. 

He devoted most of his working career in the customer service industry working as a salesman at AEROVOICE — wholesaling mobile phones by the thousands per month in the B2B market platform —, an experienced networker for different companies, a specialist at Macy’s Men’s in Beverly Center and later became an international flight attendant route-expert and quality service ambassador for the award-winning airline at Cathay Pacific Airways Los Angeles-based where he exclusively served Business Class and First Class VIPs and VVIPs as a Senior Purser for 13 years. 

Raf, for 14 years now, still serves as a licensed financial professional associated with Axianta Financial Partners where he was trained by one of the most sought after critically acclaimed business coaches, author, investor, philanthropist, financial adviser, and a serial entrepreneur, Sir John C. Shin. He is currently in a business partnership with 

Maryann Tolcidas-Santos.

RAFXCHANGE 

(rafxchange.com)

RAFXCHANGE is Raf’s first LLC company. An online retail store that he established on October 15, 2015, selling general merchandise.

 RAF® 

(MyRAF.shop)

This is Raf’s first registered brand for his personal and skincare products. Established and launched in May 2018.  The brand was made popular because of its Skin Episodes+ Hand Sanitizer Spray Green Tea which is exclusively sold by RAFXCHANGE.

Investment and Insurance Services Licensed Financial Professional (License No. 0F50738) 

With him and his networks of agents operating in various states since 2007, his agency represents its clients to some 200 investment and insurance companies to be able to help families and individuals achieve their financial goals through an array of specialized services and financial products.

R.A.F Publishing

As of recently, he has also started his writing career as he authored first  published book 

WHY BUILD YOUR OWN BRAND NOW 

and started writing his second book! So stay tuned!